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Author Archive

Understanding the Accidental Death Benefit Rider

Understanding the Accidental Death Benefit Rider

The accidental death benefit rider is an added feature to a life insurance policy that provides additional coverage in the event of an accidental death. It is important to understand this rider and its benefits, as it can offer financial protection for loved ones in unexpected circumstances. This article will provide a comprehensive overview of…

What Happens if You Miss a Premium Payment

What Happens if You Miss a Premium Payment?

Missing a premium payment on an insurance policy can have serious consequences. It’s important for policyholders to understand what can happen if they miss a payment and how to avoid it. Whether it’s health, life, or auto insurance, the potential outcomes of missing a premium payment are similar and can impact your coverage and personal…

The Role of Whole Life Insurance in Estate Planning

The Role of Whole Life Insurance in Estate Planning

Whole life insurance is a type of permanent life insurance that offers both a death benefit and an investment component. This type of insurance policy can be a valuable tool in estate planning, particularly for those who wish to leave behind a legacy or provide financial support for loved ones after their passing. By incorporating…

Beneficiary Designation

The Importance of Updating Your Beneficiary Designation

Updating your beneficiary designation is crucial to ensuring that your assets are distributed according to your wishes after you pass away. Many individuals overlook the importance of regularly reviewing and updating their designations, but failing to do so can have serious consequences. This article will explore the basics of beneficiary designations, life changes that require…

Is Ivari a good insurance company

Is Ivari A Good Insurance Company

After years of dealing with Ivari, it is our opinion that Ivari is a good insurance company. To separate the wheat from the chaff, determining the quality of an insurance company requires a thorough assessment of its offerings, reputation, rates, coverage options, claims process, customer service, and financial stability. In this article, we delve into…