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Life Insurance

How Universal Life Insurance Policies work – a Simplified Guide

Universal Life policies first became popular in the early 1980s, and had been developed a few years earlier.  They are considered unbundled policies, in that the various parts of an insurance policy, which include the term insurance, the cash value and the expenses, are priced separately and stated in the contract. This was a response…

Should I Buy Waiver of Premium on a Life Policy?

Waiver of premium on a life insurance policy is a rider that you can optionally add and which may pay the premiums of a life policy for you during a period of disability.  This can help keep your valuable life insurance in place for your family during a time when you are already vulnerable because of…

Life Insurance – It’s For You and Your Family

You can easily get affordable term quote, particularly due to the availability of different alternative term life insurances. But, getting a good quote depends on several different factors. Getting married comes with having many different financial obligations. From a house payment to cars, furniture and many other bills, you suddenly find yourself in a serious…