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Critical Insurance Guide and Quote

    Myles Rempel from RHM Insurance: “Critical Illness can make all the difference in recovering from a major medical issue such as heart attack, stroke or cancer. It pays and feels very different from a disability insurance policy in that a disability claim can last a decade or more, a critical illness claim is paid out entirely after 30 days of having a qualifying condition. I have seen clients have a heart attack, survive it with excellent care, and be back in the office in weeks. There would be no disability claim in that circumstance, but there is a full payout of the critical illness coverage. The critical illness payout is always needed, and gives one some time to consider options, and maybe modify a lifestyle that may have been resonsible for the condition…”