Featured

Key Takeaway: Life insurance policy loans allow you to borrow money against the cash value of your policy. Understanding the terms and specifics of your policy is crucial to making informed borrowing decisions. There are several types of life insurance policies to borrow against, with varying terms and interest rates. Policy loans also differ from…

Summary Individual disability insurance is designed to provide financial protection to individuals who are unable to work due to a disability. It offers a range of features, including benefit amount, waiting period, and benefit period. The benefit amount is the amount of money that the policyholder will receive each month if they become disabled, while…

Canadian Critical Illness Insurance Guide Critical illness insurance is a living benefits policy that pays a benefit to the person who owns the policy, as opposed to their beneficiaries. This is insurance that provides owners with a lump sum of money if they experience a critical illness that is covered under their critical illness policy. …

Long Care Term Insurance helps people pay for the care they need as they age, especially after retirement. Many policies for disability now offer the option to convert the disability benefits to long-term care benefits once a certain age has passed. Long term care costs can be very high, and can strain savings or wipe…

Life Insurance is an economical way to financially protect your family from not having enough time to complete your plans.  It is part of an overall strategy of Financial Planning (video).   Life insurance can replace the income you would have earned to your family in case of an early death. The buying of life insurance…

Mortgage Insurance Explained Enclosed is a brief video showing 3 ways and reasons to save money on your bank mortgage insurance. 1.Do you want to receive the big discount available for being a non-smoker?  At banks, smokers and non-smokers pay the same rate.  This is a great deal for smokers, btw. 2. Do you want…

Term Life insurance is great for getting the amount of life insurance your family needs, at a cost you can afford. Here is an example of how to save more than 100% on Term Life Insurance! You can save over 100% on your life insurance premiums and save thousands of dollars. This may sound unlikely,…